If you’re facing foreclosure, you probably have a lot of questions—and that’s completely normal. At Heartfelt Solution, we believe in providing honest, straightforward answers to help you make informed decisions. Here are some of the most common questions homeowners ask when facing foreclosure and what you need to know.

1. Can I Stop Foreclosure Once It Starts?

Yes, foreclosure can often be stopped or delayed depending on your situation. Options like loan modifications, repayment plans, and other foreclosure prevention strategies may be available to help you catch up on payments or adjust your mortgage terms. Reaching out for a free consultation is the best first step.

2. What Happens If My House Goes to Auction?

If your home is sold at a foreclosure auction, you may lose ownership of the property. However, if the sale price exceeds what you owe on the mortgage, you may be entitled to surplus funds left over from the sale. Many homeowners don’t realize these funds are available to claim—and we can help you recover them.

3. What Are My Options to Avoid Foreclosure?

Depending on your situation, options may include loan modification, repayment plans, or working directly with your lender to adjust your terms. Our team works with homeowners to explore every available option and advocate on your behalf.

4. Can I Get Help If My Auction Date Is Coming Up Soon?

Yes. Even if you’re close to an auction date, there may still be ways to delay or prevent the sale and buy you more time. If you’re in this situation, it’s important to act quickly and call for help.

5. How Do I Know If I Have Surplus Funds?

If your home has been foreclosed and sold, and the sale price was higher than what was owed, the extra money (surplus funds) may be rightfully yours. We can help determine if you qualify for surplus funds and guide you through the process to claim them.

Why Choose Heartfelt Solution?

• Compassionate and experienced team that understands what you’re going through.
• Personalized support tailored to your unique situation.
• Free, confidential consultations to help you take action without pressure.

Let’s Find Your Path Forward

If you’re facing foreclosure or unsure about your options, don’t wait to get the answers you need. Call today for a free consultation and let’s figure out the best solution for you.

📧 Email: heartfelthomesolutions@gmail.com